Term insurance offers you heavy insurance coverage that can meet all your requirements, in case of death. However, you do not get the amount invested back. Endowment plans offer less insurance, but give an investment option as well. For Quick Alerts. Subscribe Now. For Daily Alerts. Which is Better? For investment related articles, business news and mutual fund advise. Allow Notifications. You have already subscribed. Equity Mutual fund. Boost your returns from our latest financial news and tips!
Notification Settings X Time Settings. Know the Risks, Ben… Read more. Changing nominee in term insurance: A step by step guide. Do you want to change the nominee in your term insurance policy? Here is a step by step guide to change your n… Read more. Tax benefits are as per Income Tax Act and are subject to any amendments made thereto from time to time. You are advised to consult your tax consultant. Marg, Vikhroli W , Mumbai — Fax us at: Email: care futuregenerali.
Learn More. Financial Planning Life is full of aspirations and goals. Life Insurance Understanding Life Insurance can be complex in itself. Retirement Planning We all dream of a retirement that is stress free and where we get to live life finally on our terms. Smart Living Organise your life smartly for better peace of mind and a happier family. Careers View Openings.
Fund Performance. Pay Premium Pay Now. Live Chat. Customer Portal. Customer App. Read Next 12 questions you must ask your life insurance agent Avoid incorrect insurance policies and avoid insurance scams. Changing nominee in term insurance: A step by step guide Do you want to change the nominee in your term insurance policy? Follow Us:. Send An Advisor.
It is true that you cannot put a monetary value on life - there is far more to life than that, the people you connect with, the family you build, the impact you create through your work.
However, it is for the sake of those people and your legacy that it becomes important to get a life insurance policy and curtail the blow of death as much as possible. Life insurance acts as a financial cover for contingencies linked with life, including but not limited to, death, disability, accident, retirement. A loss of life or disablement can leave emotional scars, but it can also aggravate financial hardship due to the loss of income.
Life insurance helps you provide for such circumstances. But when you decide to buy an insurance product, there are decisions to be made, one of which is deciding between the insurance products available in the market, particularly between a ULIP plan and a term plan. These parameters are primarily governed by your objectives, and since these plans serve different needs, you can make an informed choice. Conclusion: Both these insurance products exist to serve widely different needs; if you are thinking of risks and returns, then term insurance plans are a different kettle of fish.
ULIPs are a combination of insurance and investment and the parameters to judge them are far removed from the traditional term policies like the Future Generali Term plans. Here is the difference between life insurance and general insurance. Learn key differences between life insurance and general insurance. It will help you choose the right type of … Read more.
Click to… Read more. Cancer Insurance vs. Critical Insurance Plans. Here's a detailed explanation of differences between Cancer insurance and Critical Illness insurance plan. Rea… Read more.
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